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Accessory Dwelling Units (ADUs) have become one of the most powerful tools for adding value to residential property—but for homeowners, buyers, sellers, and even professionals, the process is still far more confusing than it should be. Between zoning rules, financial tradeoffs, and permitting uncertainty, many ADU conversations stall before they ever turn into action. Ohana Permits was built to change that. Our goal is simple:
to make ADU decisions clearer, faster, and grounded in real data—so people can move forward with confidence.

Ohana Permits: Bringing Clarity to ADU Decisions

Accessory Dwelling Units (ADUs) are no longer a niche topic—they’re a recurring part of buyer and seller conversations across California and beyond.But while interest is high, one challenge consistently slows deals down: The numbers. Clients want to know: Does building an ADU actually make financial sense? How does it compare to buying a larger home? What’s the real monthly impact—not just the headline cost? Until now, answering those questions meant spreadsheets, rough assumptions, or sending clients elsewhere. That’s exactly what Ohanapermits.com’s Realtor ADU Calculator Widget was built to change.

The Realtor’s New Edge: A Branded ADU Financial Calculator That Clients Actually Use

The Mortgage Bankers Association is urging Fannie Mae and Freddie Mac to modernize construction and renovation lending—securitizing single-close construction-to-perm loans at closing, extending credit-document age to 18 months, and easing HomeStyle Renovation completion rules. If adopted, these changes would lower lender friction, expand access to financing, and accelerate delivery of new housing supply—especially small infill like ADUs. Net-net: smoother cash flow, fewer mid-project re-underwrites, and a clearer path to affordability.

How Smarter GSE Construction Lending Could Supercharge ADUs

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